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About Insureness

Insureness sets itself apart by offering a personalised service which is not readily available within the insurance broker sector. With clear vision and enthusiastic, motivated and eager staff, we provide the personal touch of an independent broker, coupled with the ability to deal with complex commercial insurance. Our aim is to deliver services which are tailored exactly to your needs because we listen to you and offer you sound advice in an open, genuine and transparent manner. We provide insurance broking services to companies and individuals alike. In all cases, we offer a service you can trust.


Insureness is a general insurance broking company which commenced trading in 2009. Operating from offices in Musselburgh, close to Edinburgh, we are ideally located to serve not only the local community but a wide region including Fife, the Borders and the Lothians.


Our Management Team has significant experience in the insurance industry, with impressive reputations and established relationships across the broking industry. Each brings a wealth of individual expertise which is harnessed into a strong focussed leadership team. Individual relationships are further enhanced by the fact that Insureness is a member of the Willis Towers Watson Networks, which provides access to better deals and service levels with insurers. Willis Towers Watson Networks  is a thriving partnership between independent UK insurance brokers, a panel of leading insurers and the Willis Towers Watson Networks, one of the world’s largest and most progressive insurance intermediaries.


Insureness is authorised and regulated by the Financial Conduct Authority. It is entered on the FCA register ( under reference 497266.


Colin Grant

Colin Grant is a Director of Insureness and is chiefly responsible for securing new business. Colin has 20 years experience in the insurance industry, and has worked for several large institutions, including Prudential Assurance and HBOS. Having been a Business Insurance Manager at HBOS for seven years, he went on to be Regional Development Director at HSBCInsurance Brokers Ltd for four years before joining Towergate in 2008. Colin has a proven track record in developing new business. His strengths lie in developing & maintaining relationships through a focus on personal & individual advice.


Ken Davie

Ken Davie is the Managing Director of Insureness and is responsible for the overall running of the business and ensuring that the company’s operations are both compliant and efficient. Ken joined the insurance industry in 1976 and after 11 years working for both insurers and national insurance brokers, Ken set up his own successful insurance broking business in 1987. Following a merger with the insurance broking business of Ken Whittle in 1995, the combined business continued to flourish and became part of the JW Group in 2002. Ken continued as Managing Director until the business was acquired by Towergate in 2007 at which point his role changed. Ken has always maintained his strengths lie in being client facing and ensuring service delivery on a personal basis.


Ken Whittle

Ken Whittle is a Director of Insureness and responsible for the set up of the state-of-the-art IT and telecoms system for the business. After graduating in Applied Physics with Solid State Electronics in 1981, Ken began his career as an oil services engineer in remote areas of Africa before returning to the UK and a spell at Motorola in semiconductor marketing. He commenced his insurance broking career in 1984, becoming an Associate of the Chartered Insurance Institute in 1990 and a Chartered Insurance Broker in 2005. Ken was a Partner at Whittle & Company until 1995 when his firm merged with the insurance broking business of Ken Davie. The combined business continued to flourish and became part of the JW Group in 2002, which was subsequently acquired by Towergate in 2007. Ken’s strengths are in IT and insurance broking start-up operations. In addition, he is excellent at cultivating and maintaining client relationships.